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Summary:
A Bank is seeking a Credit Specialist to join their team. This position will work with a team to support the bank’s lending activities.
Responsibilities:
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Analyze financial statements, tax returns, credit reports, and industry trends to assess borrower risk.
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Prepare written credit memorandums and risk assessments for loan approvals or renewals.
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Work closely with Relationship Managers, Loan Officers, and Senior Credit Officers to structure credit facilities.
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Monitor existing credit accounts for performance trends and covenant compliance.
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Recommend appropriate credit limits and terms based on risk analysis.
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Ensure compliance with internal credit policies and regulatory requirements.
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Participate in committee meetings and present credit findings when necessary.
Qualifications:
- Bachelor’s Degree in Accounting, Business or related field
- Previous credit analysis experience
- Software experience is a plus
F-1413946-LCT_1745337285