Credit Analyst

Credit Analyst

Ready to put your analytical skills and business judgment to work? We’d love to hear from you! Our client, a growing and well-established organization in the Raleigh area, is seeking a Credit Analyst to join their accounting and finance team. This is an excellent opportunity for a detail-oriented professional who enjoys analyzing financial information, assessing credit risk, and partnering with customers and internal teams to support sound business decisions.

As the Credit Analyst, you will play a key role in evaluating customer creditworthiness, establishing and monitoring credit limits, and helping the organization balance sales growth with effective risk management.

Responsibilities

As the Credit Analyst, you will be responsible for:

• Reviewing and analyzing credit applications, financial statements, credit reports, payment history, and other financial information
• Evaluating customer creditworthiness and making recommendations regarding credit limits and payment terms
• Establishing and maintaining customer credit files and ensuring documentation is accurate and current
• Monitoring existing customer accounts for changes in payment trends, exposure, and overall credit risk
• Performing periodic credit reviews and recommending adjustments to credit limits when appropriate
• Partnering with sales, collections, customer service, and accounting teams to resolve credit-related issues
• Investigating credit concerns and identifying potential risks before they impact the business
• Reviewing aging reports, account balances, and credit exposure to identify accounts requiring additional attention
• Communicating professionally with customers regarding credit documentation, account status, and financial information
• Assisting with reporting, account reconciliations, and other credit and accounts receivable activities as needed

Qualifications

To be considered for this position, candidates should have:

• Associate’s or Bachelor’s degree in Accounting, Finance, Business, or a related field preferred
• 2+ years of experience in credit analysis, credit and collections, accounts receivable, or a related financial role
• Experience reviewing financial statements, credit reports, and customer payment history
• Strong understanding of credit risk, accounts receivable, and basic accounting principles
• Proficiency in Microsoft Excel and experience working within ERP or accounting systems
• Strong analytical and problem-solving skills with the ability to identify financial risks and trends
• Excellent verbal and written communication skills
• Strong attention to detail and organizational skills
• Ability to manage multiple priorities and make sound decisions in a fast-paced environment
• Professional, proactive, and collaborative approach to working with customers and internal business partners

Why Apply?

This is an outstanding opportunity to join a company that values collaboration, sound decision-making, and continuous improvement. You’ll have the opportunity to make a direct impact by helping the organization manage credit risk while supporting strong customer relationships and continued business growth.

If you’re looking for a role that combines financial analysis, problem-solving, and relationship management, this could be the perfect fit.

Interested? Apply today. We’d love to connect with you!